USDC Staking
NOTE: Vaults only accept USDC. If interacting directly with the contract, please do not send any other coins as we cannot guarantee they will be recovered.
USDC Staking
The Subvault is a smart contract where users deposit USD Coin (USDC) stablecoins in exchange for vault share tokens.
By staking USDC into the vault, members signal their commitment and readiness to invest in upcoming properties.
The vault accumulates these funds, and when a targeted real estate deal is ready to execute, the pooled USDC is used to acquire the property.
Think of it as a communal pot: everyone contributes USDC and gets a receipt (STS) representing their portion.
When a property purchase is finalized, the property tokens minted (UNIT tokens) are issued pro rata to the STS holders
If for some reason a deal doesn’t materialize, members can withdraw their USDC from the vault (subject to any time lock they chose).
This mechanism ensures that when a property becomes available, Subunit can move quickly with funds already on-hand, and it guarantees a fair allocation of that property to contributors based on their share of the vault.
Staking Duration Options (0, 3, 6 months)
When depositing into the SubVault, members have a choice of how long to lock up their USDC:
no lock (0 days):
3 month lock
6 month lock
A 0-day lock means your deposit is effectively unlocked – you can withdraw it from the vault at any time if you change your mind or need your funds back (as long as the funds haven’t been committed to a property yet).
Choosing a 3-month lock means you agree not to withdraw that USDC for at least three months, and a 6-month lock extends that commitment to six months.
Why would someone lock their funds? Because Subunit provides incentives for longer commitments: longer staking durations earn higher rewards in the Subpoints system (explained below).
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