USDC Staking

NOTE: Vaults only accept USDC. If interacting directly with the contract, please do not send any other coins as we cannot guarantee they will be recovered.

USDC Staking

• The Subvault is a smart contract where users deposit USD Coin (USDC) stablecoins in exchange for vault share tokens.

• By staking USDC into the vault, members signal their commitment and readiness to invest in upcoming properties.

• The vault accumulates these funds, and when a targeted real estate deal is ready to execute, the pooled USDC is used to acquire the property.

• Think of it as a communal pot: everyone contributes USDC and gets a receipt (STS) representing their portion.

• When a property purchase is finalized, the property tokens minted (UNIT tokens) are issued pro rata to the STS holders

• If for some reason a deal doesn’t materialize, members can withdraw their USDC from the vault (subject to any time lock they chose).

• This mechanism ensures that when a property becomes available, Subunit can move quickly with funds already on-hand, and it guarantees a fair allocation of that property to contributors based on their share of the vault.

Staking Duration Options (0, 3, 6 months)

• When depositing into the SubVault, members have a choice of how long to lock up their USDC:

  • no lock (0 days):

  • 3 month lock

  • 6 month lock

• 
• A 0-day lock means your deposit is effectively unlocked – you can withdraw it from the vault at any time if you change your mind or need your funds back (as long as the funds haven’t been committed to a property yet).

• Choosing a 3-month lock means you agree not to withdraw that USDC for at least three months, and a 6-month lock extends that commitment to six months.

• Why would someone lock their funds? Because Subunit provides incentives for longer commitments: longer staking durations earn higher rewards in the Subpoints system (explained below).